GAP Plans have been developed over the past several years to help address the ever increasing cost of Health/Medical Plans and the increases in the deductibles, co-pays and other out-of-pocket expenses.  GAP Plans substantially differ carrier-by-carrier and they can be utilized in a variety of ways.  Commonly, the Gap Plans are designed to mirror major medical coverage at a reduced cost.  The Plans generally allow Brokers and Employers to customize their plans fitting between a Limited Benefit Plan and a Major Medical Plan providing flexibility, national networks, and wellness plans.  In many cases, the GAP Plans are offered on a "Guaranteed Issue" basis.

Companies Offering GAP Plans Include:

              
AFLAC - www.aflac.com
              
AIG Worksite - www.aigebs.com
              
Aetna - www.aetna.com
              
Allstate Worksite - www.ahlcorp.com
              
American Fidelity Life - www.afadvantage.com
              
Assurant - www.assurant.com
              
Colonial Life & Accident - www.coloniallife.com
           
Conseco - www.conseco.com  
           
Great-West Life - www.greatwest.com
           
Guardian Life - www.guardianlife.com
           
Key Benefit Resources - www.keybenefitresources.com
           
Monumental Life - www.monlife.com
           
Physicians Mutual - www.physiciansmutual.com
           
Reliance Standard - www.rsli.com
           
Standard, The - www3.standard.com
           
Sun Life - www.sunlife.ca  
           
Transamerica Worksite - www.transamericaworksite.com   
GAP Plans
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                        BENEFITPLACE TOP PICKS*
                           
SUGGESTED "BEST OF CLASS"
                                      GAP Plans             

                         
(Alphabetical Order)
          
            
  ·  Aflac
           
·  AIG Worksite
           
·  Allstate Worksite
           
·  Assurant
           
·  Colonial Life & Accident
           
·  Key Benefit Resources
           
·  Reliance Standard
           
·  Transamerica
           

* BenefitPlace Top Picks are based on our management's market
      research, experience of our affiliates, materials provided by
      Companies, and our discussions with Company's
      Representatives.  These are not recommendations to
      utilize or purchase any specific Company, Program, Product or
      Service. If you would like to be considered for listing,
      please submit information to - max@benefitplace.biz or call
      216.921.1583 for more information.
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