What are HDHPs?
Who Are The Providers?
(High Deductible Health Plans)
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High Deductible Health Plans (HDHPs) provide Employers, Employees, and Individuals reduces premiums compared to more traditional health plans in exchange for a higher deductible. The plans however do not cover initial costs or all of the co-medical expenses. With the exception of many preventive care services, the insured must pay the deductible - a preset level of medical expenses - before the medical expenses are covered by the plan. These plans encourage Employees, Individuals and Families to become better consumers of health care - often referred to as Consumer Driven Health Plans (CDHPs). Qualified HPHPs are frequently combined with HSAs and HRAs (see HSA and HRA Plans). Click on the Links in the Left Column for more information.
Carriers/Providers Offering HSA & HRA Qualified HDHPs Include:
Aetna - www.aetna.com
American Community Mutual - www.american-community.com
American National Life - www.anico.com
Assurant - www.assurant.com
Blue Cross/Blue Shield - www.bcbs.com
Celtic Insurance Company - www.celtic-net.com
CIGNA - www.cigna.com
Fidelity Security Life - www.fslins.com
Golden Rule (United Health Care) - www.goldenrule.com
Humana - www.humana.com
Imerica Life & Health - www.imerica.com
Nationwide - www.nationwide.com
Pacificare - www.pacificare.com
Unicare - www.unicare.com
World Insurance Company - www.worldinsco.com
For More Information and to Order the Package to Drive Your Sales
Call Phil - 216.577.5579