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HMO Plans
Health Maintenance Organization
HMOs (Health Maintenance Organizations) are a type of Group Health Insurance Plan.  The Employers and their Employees who are Subscriber Members of the HMO are provided a managed system for their health Care needs.  The HMO provides the health services through a group of doctors, medical personnel, and facilities that work directly for the HMO.  Each Employee, Family or Individual is required to select a Primary Care Physician who acts as a "Gatekeeper" for their medical needs.  The insured should live in close proximity to the HMO facilities.  The HMO generally receives a prepaid fee for the comprehensive medical services.  HMOs can operate on a regional or national basis.

National & Regional HMOs Include:

             
AETNA - www.aetna.com
         
AmeriChoice (UnitedHealth) - www.americhoice.com
         
Anthem Blue Cross - www.anthem.com
         
AvMed Health Plan (Fla) - www.avmed.com
              Blue Choice (SC) - www.bluechoicesc.com
         
Blue Cross & Blue Shield (National Assoc.) - www.bcbs.com
         
Capital District Physicians' Health Plan - www.cdphp.com
         
Cardinal Health Alliance (IN) - www.cardinalhealthalliance.com
          CNA - www.cna.com
         
Community Health Group (CA) - www.chgsd.com
         
Coventry Healthcare - www.coventryhealthcare.com
         
DeanCare HMO - www.deancare.com
         
Fallon Commmunity Health (MA) - www.fchp.org
         
Great- West Healthcare (CIGNA) - www.mygreatwest.com
         
Group Health of Northwest (WA) - www.ghc.org
         
Harvard Pilgrim Plan (MA, NH, MA) - www.harvardpilgrim.org
         
Health Alliance Plan (MI) Medicare)- www.hap/medicare.org
         
Health Net / Medicare - www.healthnet.com      
         
Health America (PA,OH) - www.healthamerica.cvty.com
         
Health Partners Inc. (MN) - www.healthpartners.com
         
HealthLink/Wellpoint - www.healthlink.com
         
HealthPlus (MI) - www.healthplus.org  
         
Henry Ford Health System (MI) - www.henryfordhealth.com
         
Humana - www.humana.com  
         
Independent Health (NY) - www.independenthealth.com
         
Kaiser Foundation - www.kaiser-permanente.org
         
Medica - www.medica.com
         
Neighborhood Health Plan (MA) - www.nhp.org
         
Oxford Health Plan (United Healhcare) - www.oxhp.com
         
Pacific Health Alliance (CA) - www.pacifichealthalliance.com
          PacifiCare Health System / United Healthcare (CA) - www.pacificare.com
         
Scott & White (TX) - www.sw.org
         
Tufts Health Plans (MA,RI) - www.tuftshealthplan.com
         
United Health Care - www.uhc.com    
                              
             
            
         

 
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                        BENEFITPLACE TOP PICKS*
                           
SUGGESTED "BEST OF CLASS"
                                           HMOs             

                          
(Alphabetical Order)
          
            
  ·  AETNA
           
·  AmeriChoice
           
·  Blue Cross & Blue Shield
           
·  Great-West Health Care
           
·  HealthLink
           
·  Humana
           
·  Kaiser Foundation
           
·  United Health Care
           

* BenefitPlace Top Picks are based on our management's market
      research, experience of our affiliates, materials provided by
      Companies, and our discussions with Company's
      Representatives.  These are not recommendations to
      utilize or purchase any specific Company, Program, Product or
      Service. If you would like to be considered for listing,
      please submit information to - max@benefitplace.biz or call
      216.921.1583 for more information.
               For
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