Directory - Limited Benefit Plan Carriers

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Limited Health Benefit Plans
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Directory of Carriers & Providers

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Limited Medical Benefit Plans - provide affordable benefit alternatives for those employees who do not qualify for Major Medical Plans, those who cannot afford the group health insurance plan, and family members who may not be offered coverage at an affordable rate. These plans can cost far less than traditional insurance but they "cap" what the insurer will pay toward medical care. Generally they have a maximum amount the insurer will pay in a given year. Many of the plans provide for "1st Dollar" payments with no deductibles or co-payments. These are not major medical plans and should not be selected by Employers or Employees who can afford the traditional plans.   However, it should be noted that a study by Blue Cross and Blue Shield of Ohio showed on average 92% of their insured use less than $1,000 of benefits per year.
(Source: www.theamericanworker.com)

Directory of Companies offering Limited Health Benefit Plans:

         AIG - www.aigebs.com
         Aegis - www.aegisadmin.com
      Aetna - www.aetna.com
      Aigilis Corp. - www.aigilis.com
      Allstate Worksite - www.ahlcorp.com
      Alta Health Plans - www.altahealthplans.com
      AlterNet Benefits - www.alternetbenefits.com
      American Fidelity Life - www.afadvantage.com
      American Medical Life - www.usamli.com
      American Public Life - www.ampublic.com
      American Sentinel - www.americansentinel.cc
        American Worker - www.theamericanworker.com
      Assurant - www.asurant.com
      BCS Insurance Co. - www.essentialcare.com
      BasicPlus Insurance - www.flexmedinsurance.com
        CAIC - www.caicworksite.com
     Colonial Life & Accident - www.coloniallife.com
      Companion Life Ins. Co. - www.companionlife.com
      Foundation One Ins. - www.found1ins.com
      Fringe Benefits Grp. - www.frameworkhealthplan.com
      HM Insurance Group - www.hminsurancegroup.com
      Harbor Insurance - www.harborins.com
      Key Benefit Resources - www.keybenefitresources.com
      Markel Insurance Co. - www.markelbasichealth.com
      Monumental Health - www.eliteuw.com
      OptiMed - www.optimedhealth.com
      Reliance Standard Life - www.reliancestandard.com
      Starbridge (Cigna) - www.starbridge.com
      Symetra Life Ins. Co. - www.symetra.com
      Transamerica - www.transamericaworksite.com
     USNow - www.usnow.com
     Wachovia Insurance (Wells Fargo) - www.wachovia.com

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                     BENEFITPLACE TOP PICKS*
                            SUGGESTED "BEST OF CLASS"
                             Limited Benefit Plans
                          (Alphabetical Order)

             · AIG
            · Allstate Worksite
            · American Fidelity Life
            · American Worker
            · Assurant
            · Colonial Life & Accident
            · Symetra
            · Transamerica

* BenefitPlace Top Picks are based on our management's market
      research, experience of our affiliates, materials provided by
      Companies, and our discussions with Company's
      Representatives. These are not recommendations to
      utilize or purchase any specific Company, Program, Product or
      Service. If you would like to be considered for listing,
      please submit information to - max@benefitplace.biz or call
      216.921.1583 for more information.