Long Term Care Insurance
                     
(LTCI)
Directory of Carriers & Providers
Long-Term Care Insurance (LTCI) - provides for a person's care in cases of chronic illness or disability.  Policies provide insurance coverage for times when an individual cannot independently manage the essential activities of daily living (ADLs).  These are universally known a feeding, dressing, bathing, toileting, and walking, as well as moving oneself from a bed to a chair (transferring).  However, disabilities are not confined to these physical situations.  They can be mental as well.  The key element is that they limit the individual's ability to perform any of these functions.  

Directory of Companies Providing LTCI Coverage:

       
AFLAC - www.aflac.com
      AIG - www.aig.com
     Allianz Life - www.allianzlife.com
     
Assurant - www.assurant.com
     
Assurity Life - www.assurity.com
     
Bankers Life and Casualty - www.bankerslife.com
     
Berkshire Life - www.berkshirelife.com
     
Catholic Order of Foresters - www.catholicforester.com
     
Cincinnati Life - www.cincinnatifinancial.com
     
CUNA Mutual - www.cunamutual.com
     
Equitable life - www.equlife.com
     
Genworth Life Ins. Co. - www.genworth.com
     
GoldenCare USA - www.goldencareagent.com   
     
Great American Life - www.galic.com
     
Guaranty Income Life - www.gilico.com
     
Hartford Life - www.thehartford.com
     
John Hancock - www.johnhancock.com
     
Loyal American Life (Great American Fin.) - www.gafri.com
     
LifeSecure Ins. Co. - www.yourlifesecure.com
     
Lincoln Benefit Life (Allstate) - www.accessallstate.com
     
Lincoln Financial Group - www.lfg.com
     
MassMutual - www.ltcmasmutual.com
        MedAmerica Cos. - www.medamericallc.com
       
MetLife - www.metlife.com
     
Minnesota Life - www.minnesotalife.com
       
Mutual of Omaha - www.mutualofomaha.com
     
Nationwide Financial - www.nationwidefinancial.com
     
New York Life - www.newyorklife.com
     
Northwestern Mutual - www.nmfn.com
     
Prudential Ins. Co. - www.prudential.com
     
Rampart America, LLC - www.rampartamerica.com
     Standard Insurance Company -
www.standard.com
     State Farm Mutual - www.statefarm.com
     State Life Ins. Co. -
www.ltcstatelife.com
     TIAA-CREF Life Ins. Co. -
www.tiaa-cref.org
     Thrivant - www.thrivant.com
     UNIFI -
www.unificompanies.com
     United HealthCare Ins. Co. -
www.unitedhc.com
     UnumProvident -
www.unum.com

       


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                     BENEFITPLACE TOP PICKS*
                           
SUGGESTED "BEST OF CLASS"
            LONG TERM CARE INSURANCE CARRIERS

                       
(Alphabetical Order)
          
            
     ·  Bankers Life & Casualty
              
·  Genworth Financial
              
·  John Hancock
              
·  Mass Mutual
              
·  MetLife
              
·  Mutual of Omaha
              
·  Prudential Financial

* BenefitPlace Top Picks are based on our management's market
      research, experience of our affiliates, materials provided by
      Companies, and our discussions with Company's
      Representatives.  These are not recommendations to
      utilize or purchase any specific Company, Program, Product or
      Service. If you would like to be considered for listing,
      please submit information to - max@benefitplace.biz or call
      216.921.1583 for more information.
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                              Call Jean-Christopher Tran(dir) 888.222.1789
                                                                               (c) 253.778.6831

                              Email lavineltcins@gmail.com


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