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What Is Property/Casualty Insurance? Property/casualty insurance provides financial protection against the risk of loss to homes, cars, and business. Technically, property insurance protects a person or business with an interest in physical property against its loss or the loss of its income-producing abilities. Casualty insurance mainly protects a person or business against legal liability for losses caused by injury to other people or damage to the property of others. Closely related to property casualty coverage, workers compensation provides statutorially mandated coverage to workers injured on the job without regard to fault. (Bartlett Actuarial)
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About P&C Insurance
Types of Property Insurance
Personal Lines
Automobile
Dwelling Property
Homeowners (property and liability
    combined)
Inland marine (diverse personal
   goods)
Personal liability (including
   personal umbrella)
Watercraft
and many more!

Types of Commercial
          Insurance
Automobile
Businessowners (property and
   liability combined for smaller
   commercial customers)
Capital assets (output policy)
   crime and fidelity
Electronic commerce
Types of Commercial
    Insurance - cont.

Employment-related practices
   liability
Equipment breakdown
   (formerly boiler and
    machinery)
Farm
Financial institutions
General liability
Inland marine (diverse
  commercial goods and
  properties)
Management protection
Market segments
Medical-professional liability
Package policies (property and
   liability combined)
Property
Umbrella
Workers' Compensation
and many more!
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