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Rating Services play an important roll in tracking the Health, Life, Annuity, P&C, Reinsurance, Bond, Title, Securitization, Financial Guaranty Insurance, and Financial Services Industries.

The Rating Services provide information to Brokers, Agents, Consultants, Employers, Individuals and the Financial Services Industries to assist in the decision-making processes.  It is extremely important to check and compare ratings when selecting Plans, Programs, and/or Services. 

The four primary rating services listed below use analytical criteria to provide ratings as well research on the industries being rated.  The goal of these services is to provide timely, accurate, and transparent evaluations to help market participants thoroughly assess risk.

The Four Primary Rating Services with Links to Their Websites are Listed Below:

              A.M. Best - www.ambest.com
                     
Fitch Ratings - www.fitchratings.com
                     
Moody's - www.moodys.com
                     
Standard & Poor's - www.standardandpoors.com






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