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Worksite Benefit Brokers
(Voluntary Benefits)
Worksite (Voluntary) Benefit Brokers are a reasonably new group of specialists in the Benefits Marketplace.  They provide products and services within the "Worksite Environment" to Employers and Employees. The Worksite Brokerage Marketplace actually has at least four distinct sectors:

         
  1).  Captives - Agents who represent one specific
            Worksite Insurance Carrier.
        2)Quasi-Captives - Brokers who are Independent
            Contractors (1099) but only represent one specific
            Worksite Carrier.

       
3).  Employee Benefit Specialists - Brokers who
             generally focus on Core benefits who also introduce
             Worksite Plans to offer Employer Groups and
             Employees added choice.
        4).  Worksite Benefit Specialists - Brokers who
             concentrate on Worksite Benefit Plans, and
             services, for both the Employer market (and their
             Employees) and Core Benefit Brokers who need
             assistance in selecting the best-in-class of
             Worksite Plans and Carriers to meet their clients
             needs.

Worksite Benefit Specialists work within a challenging and complex market.  Over the past several years the number of Insurance Carriers/Providers has increased dramatically.  For a list of Carrier/Providers in the marketplace click on "Worksite Carriers".

Because these plans are generally offered to the Employees at their own cost and discretion (Employers may contribute to the plans), a process of Education, Communication, Enrollment, and Data Management is essential for the success of the plan design and choices.  The specialists should also have the capacity to offer Tax-Incentive Plans that affect the taxation and cost of the Worksite Benefit Plans.

A List of Worksite Benefit Specialists Follows:

M P Gahm & Associates Inc. - (www.mpgahmassoc.com)
   Like a Benefit Mall is used to shop and quote major medical benefits from
   multiple carriers, our company is used to shop for the best worksite benefits
   from all the major carriers.

                           Call - Mathew P Gahm - (dir) 719-646-5979
                                                                 (off) 888-412-7285
                                                                  
(c) 719-963-5793
                      Email - mpgahmassoc@gmail.com

          
................................................................................................

               Accelerated Benefits - Vol. -
www.acceleratedbenefits.com
               Advanced Voluntary Concepts (AVC) -
                                                    
www.advancedvoluntaryconcepts.com
                  
Aigilis - www.aigilius.com
                  
American Worksite - www.americanworsite.com
               Benefit Management Group - www.worksitebenefits.com
             
    Carrington International - www.carrington.com
               Chimenti & Associates (CA) -
www.chimenti.com
               Creative Worksite Solutions -
www.creativeworksitesolutions.com
               Great American Supplemental Benefits Group -
                                                                  
www.gasbinsurance.com
                  
HM Insurance Group - www.hminsurancegroup.com
               Innovative Equity Planning LLC - www.innovativeequityplanning.com
              
M P Gahm & Associates Inc. - www.mpgahmassoc.com
               Morgan White Group -
www.morganwhite.com
               National Worksite Benefit Partners -
www.nwbgroup.com
               Triflex Corp. -
www.triflexcorp.com
               Trion -
www.trion.com
               Voluntary Benefits Plus -
www.voluntarybp.com
               Voluntary Benefits Systems -
www.voluntarybenefits.net
               Worksite Benefits Inc. -
www.worksiteben.com  


  
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